Privacy Policy

Last Updated: April 14, 2026

1. Introduction

755CreditScore ("we," "us," "our," or "Company") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our credit counseling services.

2. Information We Collect

We collect information you provide directly to us, such as:

• Name and contact information (email, phone, address)
• Financial information necessary to assess and repair your credit
• Credit report details and history
• Payment information for services
• Information provided through contact forms and inquiries

We also automatically collect information about your visit:

• IP address and browser type
• Pages visited and time spent on site
• Referral source and clickstream data
• Device information and operating system

3. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience. These may include:

• Essential cookies for website functionality
• Analytics cookies to understand user behavior
• Marketing cookies to deliver personalized content

You can control cookie preferences through your browser settings. However, disabling cookies may affect site functionality.

4. How We Use Your Information

We use collected information to:

• Provide credit counseling services and customer support
• Process payments and maintain billing records
• Send service updates, newsletters, and promotional communications
• Comply with legal obligations and regulatory requirements
• Improve our website and services
• Detect and prevent fraud or abuse
• Analyze website usage and trends

5. Third-Party Information Sharing

We may share your information with:

• Credit bureaus and reporting agencies (as necessary for credit counseling)
• Payment processors and financial institutions
• Service providers who assist in website operation
• Legal authorities when required by law

We do not sell your personal information to third parties for marketing purposes.

6. Data Security

We implement industry-standard security measures to protect your information, including:

• SSL/TLS encryption for data transmission
• Secure authentication protocols
• Regular security audits and assessments
• Limited access to sensitive data

While we strive to protect your data, no security system is completely impenetrable.

7. CCPA Rights (California Residents)

If you are a California resident, you have rights under the California Consumer Privacy Act:

• Right to know what personal information is collected
• Right to know whether personal information is sold or disclosed
• Right to delete personal information collected from you
• Right to opt-out of personal information sales
• Right to non-discrimination for exercising CCPA rights

8. TCPA Compliance

We comply with the Telephone Consumer Protection Act (TCPA) and maintain a Do Not Call list. By providing your phone number, you consent to receive calls and text messages related to your credit counseling services from 755CreditScore and its authorized representatives.

9. Your Rights and Choices

You may:

• Request access to your personal information
• Request correction of inaccurate data
• Request deletion of your information
• Opt-out of marketing communications by unsubscribing
• Disable cookies through browser settings

10. Links to Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for their privacy practices. Please review their privacy policies before providing personal information.

11. Children's Privacy

Our services are not directed toward children under 18. We do not knowingly collect information from minors. If we become aware that we have collected information from a child, we will promptly delete it.

12. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Changes will be effective when posted to the website. Your continued use constitutes acceptance of updated terms.

13. Contact Us

For questions about this Privacy Policy or to exercise your rights: