Credit Repair & Counseling Pricing
Simple, transparent pricing: $99/month after a $225 initial review. The first 30-minute consultation is free. CROA-compliant — no upfront fees for work that hasn't been performed.
Here are the essential steps!
Some insist that individuals can only repair their credit after waiting years for negative items to be removed. Please don't believe them. 755CreditScore.com has been doing this for a long time. In that time, we have found that through continually refining and redefining our strategies, we have secured methods that provide optimal performance. Although the details of the process change as new laws are passed, and regulations are added, the underlying principle has remained virtually the same when challenging inaccurate or unverifiable information from a credit report.
We want to get to know you, not your Credit Card
Our counselors will never ask for a social security number or credit card.
Our Credit Counseling Process
Credit Report Examination
We examine your credit reports from three major bureaus: Experian, Equifax, and TransUnion. We identify every inaccurate, unverifiable, or questionable item.
Develop a Dispute Plan
We develop a plan for which items to dispute. We will go over your report in detail with you and present our project, including which items we will challenge and our strategy for each.
Track Your Progress 24/7
You can access a detailed status of your progress 24/7 at our password-protected customer service website. Stay informed every step of the way.
Our Agents Work Your Case
Our agents begin to work your items using our arsenal of credit report strategies and experienced staff to challenge negative items. Each case is different, and depending on the number of negative items on your credit reports, this step will be repeated for each subsequent cycle.
Credit Education and Document Preparation Services
We require a 3-bureau report to start and may request new information from time to time to update your progress, so you should allow for this additional expense. Upon signup, we will provide links to our top choices.
755 Credit
Getting Started
Complete credit correction and education service
- ✓ 3-Bureau Credit Report Analysis
- ✓ Personalized Dispute Strategy
- ✓ 24/7 Secure Portal Access
- ✓ Expert Credit Counseling
- ✓ Dedicated Case Agent
- ✓ Credit Education Resources
If you need help call us at (832) 696-0755
Contact UsPricing FAQ
How much does credit repair cost?
$99/month after a one-time $225 initial review. The first 30-minute consultation is free. There are no hidden fees, and federal law (CROA) prohibits any legitimate credit-services company from charging full payment before services are performed.
How much does credit counseling cost in Houston?
$99/month after a $225 review at 755CreditScore. Non-profit credit counseling (NFCC member agencies) is often free for basic budgeting and Debt Management Plans. Our service combines dispute work under the FCRA and FDCPA with credit education in one place.
Are there any upfront fees?
The $225 initial review covers pulling and analyzing your three-bureau report and building your dispute plan. After that, you're billed $99/month for ongoing service. We never charge for work that hasn't been performed — that would violate CROA.
Do you offer a free consultation?
Yes — the first 30-minute consultation is free, by phone or in person at our Houston office (1350 E NASA Parkway, Suite 214.H). We review your situation, give you a realistic estimate, and you decide whether to engage. No obligation, no pressure.
How long will I need to pay?
Most clients see meaningful improvement in three to six months. Simple cases wrap up in 2–3 months; complex situations with multiple negative items, collections, or identity-theft fallout can take 6–12 months. You can cancel at any time — there is no long-term contract.
What's included in the $99/month?
Ongoing dispute filing and tracking with all three bureaus, debt-validation letters to collectors as needed, monthly progress reports, 24/7 secure client portal access, your dedicated case agent, and credit education resources.
Important Disclaimers
755CreditScore does not provide tax, legal or financial advice. If you need any legal advice, you must contact a licensed attorney. Comments about the possible and potential outcome of the Client's matters are based on experience and prior success in these matters.
755CreditScore does not guarantee the permanent removal of accurate and verifiable information. A Client's active participation in providing 755CreditScore all requested documents, forms, and information, including investigation results, is essential for an accurate credit report. Individual results may vary.
755CreditScore does business exclusively within the State of Texas. (Client) has initiated contact with 755CreditScore for purposes of retaining its Texas-based services. 755CreditScore performance under its contract will be solely within the State of Texas. The parties agree that 755CreditScore has not established contacts within or availed itself of the laws of any state other than Texas.
Ready to Start Repairing Your Credit?
Schedule your free consultation today and discover how 755CreditScore can help you achieve your financial goals.
Mon–Fri, 9am–6pm CST · Free 30-minute consultation · No obligation